Homeowners & Renters
Individual Property & Casualty
Homeowners’ and Renters’ insurance protects your most valuable personal assets: your home and belongings. Integrated Insurance Solutions works with a wide variety of property and casualty insurers who can provide protection for your most valued possessions.
What Homeowners’ Insurance Can Offer
- Protection for your family’s biggest investment—your home
- Liability coverage if someone falls or is injured on your property
- Replacement costs for your family’s possessions and personal valuables—even if you’re traveling for business or pleasure
- Coverage from major or minor damage caused by fire, most weather issues, utility failures (plumbing, heating, electrical), theft, or vandalism
- Protection of physical buildings (house, garage) including providing replacement value so that you can rebuild or replace your home at its current value
- For condo owners, protects your condo interior and possessions not covered in the condo association’s insurance
- Cost of living expenses if damage forces you out of your home during repairs or replacement
Why Renters’ Insurance
These days, not everyone owns their own home, but renters also need vital protection. Renters’ insurance:
- Fills a critical gap because landlords’ insurance only covers the building, not individual renters’ possessions
- Provides protection for your personal possessions from fire, most weather, utility malfunctions like burst pipes or electrical surges, plus theft or vandalism
- Can include liability coverage to protect you if someone falls or is injured in the space you rent or if something you own damages other renters’ possessions